Table of Content


Consumer Credit in India \nEuromonitor International \nDecember 2019\n \n \nList OF CONTENTS AND TABLES \n \nHEADLINES
PROSPECTS
Consumers’ uncertainty over elections leads to big dip in car sales
NBFCs stand to gain from consumers’ high demand for durables
Rising cost of education stimulates education lending
COMPETITIVE LANDSCAPE
Banks are the main source of consumer lending
Alternative financial service providers credit the underserved
Convenience of applying online attracts more urbanites
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2014-2019
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2014-2019
Table 3 Consumer Credit: Gross Lending by Category: Value 2014-2019
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2014-2019
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2019-2024
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2019-2024
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
EXECUTIVE SUMMARY
Greater spending ramps up demand for loans in India
Consumers’ lending solutions go beyond banks
Government’s low-cost-home initiative fuels mortgages/housing
Indians stay in the black, keeping NPA rates down
Borrowing levels will remain healthy across consumer lending
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2014-2019
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2014-2019
Table 11 Consumer Lending: Gross Lending by Category: Value 2014-2019
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2014-2019
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2014-2019
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2019-2024
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2019-2024
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
SOURCES
Summary 1 Research Sources